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June 28, 2022

Interest rates for personal loans without mortgage from OTP Bank Romania

OTP Bank Romania offers to its clients interest rates for the personal loans without mortgage, both for new loans and for refinancing loans. Thus, when contracting a personal loan without mortgage in RON, the interest is 14.05 pc – for a personal loan of RON 10,000, for a 7 years period, DAE is of 14.99 pc and the total payable value is of RON 15,765,12, fluctuant quarterly interest in accordance with the formula ROBOR 3L + 7.43 pc and 14.99 pc DAE, according to a press release. OTP Bank offers also a maximum amount of EUR 10,000 (or Ron equivalent), for a reimbursement period of maximum 7 years for RON loans and 5 years for EUR loans. Moreover, for those who already are OTP Bank’ clients and have a personal loan which is to reach its maturity in the following period, the bank provides promotional interest rates when contracting a new personal loan: 9.99 pc fixed interest rate in RON during the entire loan period (13.12 pc DAE).

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