OTP Bank Romania offers to its clients interest rates for the personal loans without mortgage, both for new loans and for refinancing loans. Thus, when contracting a personal loan without mortgage in RON, the interest is 14.05 pc – for a personal loan of RON 10,000, for a 7 years period, DAE is of 14.99 pc and the total payable value is of RON 15,765,12, fluctuant quarterly interest in accordance with the formula ROBOR 3L + 7.43 pc and 14.99 pc DAE, according to a press release. OTP Bank offers also a maximum amount of EUR 10,000 (or Ron equivalent), for a reimbursement period of maximum 7 years for RON loans and 5 years for EUR loans. Moreover, for those who already are OTP Bank’ clients and have a personal loan which is to reach its maturity in the following period, the bank provides promotional interest rates when contracting a new personal loan: 9.99 pc fixed interest rate in RON during the entire loan period (13.12 pc DAE).
