Credit Agricole Bank Romania enlarges its retail mortgage loans portfolio with two new products – construction and modernization loans, according to a press release. The construction loan is addressed to individuals who want to build or expand an immobile, on a land already owned. If the client has an immobile already built and he wants to modernize, rehabilitate or consolidate it, than he can apply for a modernization loan. The value of the loan can reach up to 300,000 EUR or equivalent for the construction one and up to 200,000 EUR or equivalent for the modernization one. The loans can be obtained for a 30 years maximum period, with a debt burden up to 62 per cent.