According to one of the solutions presented by UNIQA Asigurari Vice President Romeo Jantea at the 9th edition of the ICAR International Catastrophic Risks Forum, the mandatory home insurance bonus issued by the Natural Disasters Insurance Pool (PAID) could be collected on electricity bills. He also underlined an important aspect that inhibits the collection of mandatory home insurance bonuses, namely the fact that insurers are not interested in selling the PAID bonuses because of the low commission they stand to gain. The commission for a PAID bonus stands at 10 per cent of the bonus’s value, namely EUR 1 or 2 per year, depending on the type of home insured. Jantea added that since they are mandatory the PAID bonuses have to be taken, not sold. In his turn, Cornel-Coca Constantinescu, Vice President of the Insurance Supervisory Commission (CSA), stated that he is analyzing the possibility of securing the Guarantee Fund, including by insuring the risk of insolvency of an insurance company as a consequence of a natural catastrophe in Romania. He explained this initiative against the backdrop of the insufficient capitalization of insurance companies when it comes to covering catastrophe risks, given the fact that the volume of subscribed home insurance bonuses grew in 2011. According to CSA data, at the end of June the subscribed fire insurance bonuses (class 8 in the general insurance group) dropped by 10 per cent to RON 544.69 M. Law 260/2008 on the mandatory insurance of homes forces home owners to sign an insurance policy, the bonus standing at EUR 10 or 20 per year, depending on the type of home insured. The insured sum stands at EUR 10,000 or EUR 20,000 at most.