At the same time, the bank will resort to the embassies’ economic attachés in order to better understand the clients’ demands, EximBank President Traian Halalai stated.
EximBank President Traian Halalai stated yesterday in an interview for ‘Bursa’ daily that the outlook of the local banking system is good, however we will witness changes in strategies and approaches. Likewise, he also stated that EximBank plans to cooperate with the embassies’ economic attachés in order to enhance the bank’s role in consolidating our country’s bilateral economic relations. In what concerns crediting, the emphasis will be placed on offering short-term, pre-financing and co-financing loans, warranties in the state’s and EximBank’s name and accounts, as well as insurances. At the same time EximBank plans to maintain the costs and products offered at the lower limit of the interval registered on the banking market. “We hope that in this way we can expand the client portfolio, which would allow us in the end to obtain positive results,” the institution’s president explained. EximBank also stakes on developing its client portfolio. “In the same line, I would point out that this year we will place special emphasis on the simultaneous sale of several products to the same client – the “cross-selling” system practiced successfully by many of the active banks,” he added. At the moment EximBank is analyzing potential locations, but it is estimated that the actual process of expanding its network will start in the first quarter/half of this year.
Bank ready to answer business environment’s demands
“EximBank is ready to answer the demands of the business environment, taking into account however the strategic directions coming from the government which, we are certain, will identify the business priorities meant to support the economic growth estimated for this year,” EximBank President Traian Halalai stated during a meeting of the Council of Excellence in Business of the National Council of SMEs. “At this moment we can state that the main lines of business for EximBank continue to be import-export operations and the investment process. We are dedicated to supporting Romanian exporters and the products portfolio allows us to support the investment projects too,” the EximBank official added.