The Non-banking Financial Institutions (IFN) joining the Financial Companies Association ALB in Romania gave consumer loans worth EUR 195 M, in the first half of 2013, ALB data inform. As much as EUR 172 M of them were personal consumer loans (88 percent), the industrial loans stood at EUR 18 M (9 percent), and car loans amounted to EUR 5 M (3 percent), reads ALB release sent to Agerpres yesterday. According to its own statistics ALB represents 84 percent of the total consumer loan market of the IFN Romania. As for the personal loans, the revolving loans, credit cards included, weigh 53 percent, while the personal needs loans represent 38 percent, and the POS loans stand at 9 percent. As much as 77 percent of the total auto loans were aimed at buying new vehicles, and 23 percent at paying for second-hand ones. In terms of value, 49 percent of the total loans amounted to the utmost EUR 1,000, 34 percent were ranging between EUR 1,000 and EUR 5,000, and 9 percent of them between EUR 5,000 and EUR 10,000, while 8 percent were higher than EUR 10,000.
