Non-government loans granted by credit institutions stood at RON 218.7 billion in January 2014, up 0.1 percent compared to December 2014, while households deposits denominated in lei advanced 2.3 percent, to RON 81.94 billion, the National Bank of Romania (BNR) data released yesterday show. Loans denominated in lei also advanced by 0.7 percent (which is equivalent to a 0.2 percent decrease in real terms), while foreign currency-denominated loans were down 0.3 percent (equivalent to a 0.5 percent of shrinkage if expressed in euros). On January 31, 2014 non-government loans slumped 2.1 percent (3.1 percent in real terms) compared to January 31, 2013, as loans denominated in lei advanced 1.6 percent (0.5 percent in real terms) and loans denominated in foreign currencies dropped 4.3 percent (equivalent to 6.8 percent if expressed in euros). During the first month of 2014, government credit increased by 3.4 percent compared to December 2013, up to RON 83 billion. At end-January 2014, government credit increased by 8.2 percent (7.1 percent in real terms) from the same period of last year. On the other hand, the broad money was RON 240.5 billion at the end of January 2015, down 0.4 percent (1.3 percent in real terms) month-on-month, and up 9.7 percent (8.5 percent in real terms) year-on-year.