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September 19, 2021

New loans extended by banks, up to RON 5.4 billion, 280 million euros in June 2015

In June 2015, banks in Romania extended new loans denominated in the local currency, the leu (RON), worth RON 5.4 billion, up from RON 5.09 billion in May, with loans to households standing at RON 3.23 billion, according to data released by the National Bank of Romania (BNR).
Slightly more than RON 2 billion of the June 2015 loans to the households were personal loans, while RON 1.6 billion were mortgage loans. Both categories were up on May’s figures of RON 1.53 billion in personal loans and RON 0.88 billion of mortgage loans.
New euro-denominated loans were also up in June from May, from 253 million euro in May to 280 million euro in June, but in this instance, less than 10 per cent, of 25.8 million euros, were loans to households. The amount was still larger than May’s 16 million euro. Out of the total individual loans taken out in the same period, 14.75 million euros were for consumption, up from 8.97 million in May, and 10.48 million euro were for mortgage loans, up from 6.48 million one month previously.
As far as bank deposits are concerned, RON-denominated ones dropped from RON 18.28 billion in May to RON 17.66 billion in June, while euro-denominated deposits rose from 1.56 million in May to 1.6 million in June.
US-dollar-denominated deposits surged from 279.6 million in May to 351 million in June.

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