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August 15, 2022

Bancpost lowers by 30 pc installments for clients with CHF loans

Bancpost has presented an individualized RON conversion offer for the clients that have CHF-denominated mortgage loans, a bank communiqué informs.
Bancpost’s offer consists of lowered fixed interest rate of 1.5 per cent per year for the first three years, which will be reflected in an average 30 per cent drop in monthly installments. After this period, an individualized variable interest rate consisting of the fixed margin and the ROBOR 3-month indicator will be applied.
“There is heightened interest from clients for the loan conversion proposals and the new Bancpost offer comes to meet these expectations,” Bancpost Executive Director Andreea Mincu stated.
The conversion offer presented by Bancpost will be made at the bank’s exchange rate registered at the moment the conversion takes place and does not entail any credit management and analysis commission on the part of the bank. In the following period Bancpost’s clients with CHF-denominated mortgage loans will be invited to the bank’s units in order to be presented the new conversion offers.
The RON conversion offer for clients with CHF-denominated loans continues the series of Bancpost actions oriented toward diminishing the negative impact resulting from the evolution of the Swiss currency. Since the start of the year, Bancpost has offered a reduction of 0.8 percentage points in the interest for the whole portfolio, available until the date of the interest rate revision specified in the contract. Likewise, an additional, personalized discount has been applied for clients that have had difficulties in paying their dues.
Bancpost is a universal bank that has been present in Romania for 24 years. Bancpost has a network of 148 units and seven business centers in Romania. The bank has a portfolio of approximately one million corporate, retail and institutional clients, offering them a varied range of efficient and flexible financial-banking solutions. At the same time, Bancpost is one of the leaders of the local cards market and has large networks of over 553 ATMs, 7,438 POSs and 192 APSs that offer comfortable and permanent access to the bank’s services. Bancpost is the exclusive partner of American Express in what concerns the issuance and acceptance of credit cards, being also a VISA and MasterCard representative.

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