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NN Life Insurance launches the first private health insurance in the history of the company

One of four Romanians in urban environment has declared that he plans to purchase a private health insurance in the next 12 months, while an additional 32 percent claim they are taking into account this possibility, even if they have not reached a decision yet, a study conducted by the research company Ipsos Research for NN Romania at the end of the year 2015, on a representative group of approximately 1,300 Romanian interviewees, reveals.
On World Health Day, NN Life Insurance (previously known as ING Life Insurance) announced the expansion of the existing portfolio of financial solutions by launching the first private health insurance in the history of the company.
Nicknamed “NN Health Insurance”, this product provides the customers of the company health protection for them and their beloved in situations that require hospitalization or surgeries as a result of illness or accidents. The new product includes an optional prevention feature that provides a full annual health check, up to twelve overall or specialized consultations and cuts between 20 – 70 per cent for consultations or investigations that exceed covered benefits, depending on the type of chosen package.
Moreover, a specialized doctor is permanently available and may provide customers medical advice. He is also responsible of the activation of medical services included in the insurance by means of a medical phone line available 24 hours a day. The company looks forward to selling 5.000 – 6.000 policies a day.
“By NN Health Insurance, we want to be besides Romanian families in the present, in their everyday life, not just in the future, as it usually happens with private life insurances or pensions. Our entrance on this market meant conceiving a financial solution that responds to a need we encounter everywhere, which is the fair and fast access to medical services and which may help avoid financial imbalance that may appear in the situation of unexpected medical issues”, Marius Popescu, General Manager for NN Life Insurance declared.
The highest sum covered by the NN Health Insurance is RON 100,000 annually and it may cover, by direct payment, medical expenses that may appear in case of hospitalization and surgery due to illness or accident, performed at private hospitals in the NN network.
Customers are also granted the possibility to access medical services in private hospitals outside the network, too, in Romania or abroad, as well as in public hospitals, with an 80% of expenses covered in the limit of certain sums, depending on the type of required medical services.
The insurance may be signed by any person aged up to 60 and may cover up to ten person, including children aged 0 – 17. For example, for the package of minimum coverage of medical services afferent to hospitalization and surgery in case of an accident, a person aged 35 will pay a monthly fee of RON 56. For the package of most complex coverage, that includes hospitalization and surgery for any cause, as well as the benefit of prevention, the same person will pay monthly RON 221.

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