Intesa Sanpaolo Bank, the Romanian subsidiary of the Intesa Sanpaolo Group, is relaunching the credit card, a simplified credit card, through which customers, individuals, can shop online or in stores or withdraw cash, and instead of interest, they will pay a monthly commission of 25 lei, regardless of the amount used.
The embossed credit card has a single limit of 5,000 lei, grace period of up to 45 days, after which the holder must reimburse minimum 5% of the amount used monthly and in full the fees and commissions related to the use of the card. Thus, customers can set their own rhythm of repayment of the amount used, without worrying about the additional costs generated by the use of the credit limit.
The standard Intesa Sanpaolo Bank credit card is issued under the Mastercard logo, being intended mainly for purchases from merchants, both online and offline. However, if the customer needs cash, he can withdraw the required amount without additional interest costs.
The validity period of the card is 4 years, and the cardholder can request up to 2 additional cards.
The credit card incorporates contactless technology and is enrolled in the 3D-Secure security standard for secure online payments, and can be authorized directly from your phone using the mToken Card application, which uses biometric authentication (fingerprint or FACE ID) available on your smartphone.
Morover, users have access to information on transactions and emergency assistance, offered 24/7 through the Call Center to the toll-free number, from any telephone network in Romania 0800.800.888.