BCR releases H1 2021 financial results: Consistent financing for the real economy, followed by further digital progress

• • Open for impactful business:
  • The stock of net customer loans granted by Banca Comercială Romana (BCR) advanced by 10.7% year-on-year as of 30 June 2021
  • New loans in local currency of RON 4.2 billion granted in H1 2021 for households (mortgage and unsecured consumer) and micro-businesses
  • 1 in 6 Romanians who purchased a mortgage loan or consumer loan chose BCR
  • New approved corporate loans exceed RON 2.6 billion in H1 2021, of which 37% investment loans. More than 15% increase in funding for Romania SA and Romania SRL, supporting over 1,750 companies that create 120,000 jobs.
  • 1,000 micro-businesses and 5 NGOs were supported by BCR Social Finance in H1 2021
• Accelerated digitization:
  • 9 million users for internet and mobile banking, out of which over 1.2 million active users in George, up by 39% as compared to H1 2020
  • Relevant updates in George ecosystem: Multi-banking, George for entrepreneurs, pension contributions overview, early repayment of credit instalments, KYC and online purchase of digital security products
  • Romania ranks 2^nd in Europe in the number of transactions made with card, phone or other devices for public transportation payments. BCR implemented this NFC (contactless) payment solution in 16 cities.
• BCR achieved a net profit of RON 690.8 million (EUR 140.9 million) in H1 2021.

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